Tips for choosing a loan without usury

Islamic banks can indeed be a savings and loan solution without usury. It's just that you have to know the procedure and type of loan along with the detailed procedures and consequences. Here is choosing Islamic credit that you can try.

I. Determine nominal

First, you must know the nominal amount of funds to be borrowed. If you borrow money for business capital, you can recalculate how much capital to borrow, and how much capital you can bear yourself. The goal is to minimize other risks and keep you from debt.

II. Has different options for comparison

Comparing a product certainly applies in any field, including banking. You have to have what product options are next compared to whether loans A and B can make it easier for you to return your money, or even make it difficult for you?

If you use a loan service without usury online, you can confirm whether the loan is registered with the OJK

III. Understand all the requirements

Even though it is capital credit without usury, you also have to understand the product. Don't be tempted by the jargon provided, but forget to understand the terms. Instead of being a savings and loan solution without usury, makes your debt swell.
IV. Understand all forms of consequences

All capital loans certainly have risks, including loans, even without usury. For example, you are pawning your vehicle as collateral and you can't sell it until the loan is paid off. Don't let you just understand the consequences after applying for a loan.

How, interested in using Islamic banks as a savings and loan solution without usury? This type of capital credit is suitable for those of you who are looking for an alternative loan.