All the requirements for applying for a UangTeman 2021 online loan will certainly make it easier for customers.
Moreover, customers now have the freedom to determine the loan nominal and tenor, as long as they are within the specified range.
For example, the amount of the loan, UangTeman offers a loan range from IDR 1.5 million to a maximum of IDR 3 million.
Meanwhile, for the tenor, UangTeman offers a period time ranging from 65 days to 70 days.
How, customers are given the freedom to determine the nominal loan and tenor, right?
That way, customers no longer need to feel burdened by the installments that must be paid, because customers can adjust their needs and financial capabilities.
If you are interested in the facilities provided and want to apply for a loan immediately, you should first know the conditions for submitting a 2021 UangTeman online loan, which will be reviewed on this occasion. Listen together, let's!
What is UangTeman?
The first thing that will be discussed, before you know more about the requirements for applying for a UangTeman online loan in 2021, is basic information about UangTeman itself.
So, UangTeman is the first online loan site in Indonesia, which is part of PT Digital Alpha Indonesia and Digital Alpha Group Pte Ltd, which have been around since 2015.
UangTeman has been registered and is under the supervision of the Financial Services Authority (OJK) in Indonesia, with registration number S-2970 / NB.111 / 2017.
In addition, UangTeman has officially obtained full permission, with a license through the registration number KEP-50 / D.05 / 2019.
And when viewed in general, UangTeman's online loan has a function that is not much different from other online loans.
It's just that UangTeman focuses more on disbursing unsecured microloans for people who fall into the underserved and unbankable bank categories.
Usually, this online loan from UangTeman is used to meet business needs and also daily needs.
Can you make a loan simulation at UangTeman?
It's an interesting thing because before applying for a loan, you as a customer can do a loan simulation first, on the UangTeman website.
This is certainly very helpful for customers, to be able to estimate how much the nominal loan and tenor will be submitted.
Then, from the loan nominal and tenor, you can see how much the payment is billed, the maturity date, and the service fee charged.
For example, today, to be exact, February 5, 2021. You are submitting a loan amount of IDR 3 million with a tenor of 70 days.
So, later the total payment that will be billed is IDR 4,680,000, with a due date of April 16, 2021, and a service fee of IDR 1,680,000.
Well, this IDR 4,680,000 is the accumulation of the loan amount submitted, which is IDR 3 million and the service fee charged is IDR 1,680,000.
As mentioned at the beginning of the discussion, the online loans provided by UangTeman start from IDR 1.5 million - IDR 3 million. As for the tenor, UangTeman provides a duration ranging from 65 - 70 days.
The Usefulness of UangTeman Online Loans
After knowing the basic information about UangTeman, along with its online loan simulation, this time you will find out a series of uses for a UangTeman online loan, before knowing more about the requirements for applying for a UangTeman online loan in 2021.
There are many uses of UangTeman's online loan. But generally, the loan funds obtained will be used for several things, such as the following.
Wedding expenses
Costs for business capital
Cost of building a house
Home renovation costs
Cost of education
Medical and hospital care costs
Costs to meet daily needs
Other incidental costs.
Requirements for submitting a MoneyTeman online loan in 2021
If you already know the basic information, simulations for submitting a UangTeman online loan and its uses in the previous discussion, then this is the right time for you to know the requirements for applying for a UangTeman online loan in 2021.
The requirements for submitting an online loan that must be fulfilled are not many and complicated. You only need to fulfill a few things, which include:
General Terms
Indonesian Citizen (WNI)
Have a minimum income of IDR 50.4 million per year
Have a minimum income of IDR 4.2 million per month
Minimum age 21 years
Maximum age 40 years
Worked as a permanent employee for zero years, professional and self-employed.
Document Requirements
Usually, apart from meeting general requirements, customers are also asked to attach and complete some of the required documents.
However, the requirements for applying for a UangTeman online loan in 2021, do not require any documents.
Even so, you should still provide some important documents, such as KTP and NPWP which are always carried and stored in your wallet.
UangTeman's Online Loan Terms.
You already know the requirements for applying for a UangTeman online loan in 2021 in the previous discussion.
It's just like something is incomplete, if you don't know the terms of the UangTeman online loan.
The reason is, when you want to make an online loan at UangTeman, several things have become provisions, and you need to know.
Some of the provisions, among others, are the fixed interest rate which will be charged 24.00 percent.
Then, there is also an online loan fee of Rp. 11 thousand per day, which will be charged on the fourth day after maturity, or called late fees.
All these costs, of course, are not only you know. But you also need to pay, if you do things that are not by applicable regulations.
How to apply for a UangTeman online loan
If you think you already know everything, including the requirements for applying for a UangTeman online loan in 2021, then you can immediately apply for a loan online.
So, how do you do it? Instead of being confused, let's immediately see how to apply for the following UangTeman 2021 online loan!
1. Download the UangTeman application
You can download the UangTeman application first, to be able to make loans online. It's just that until now the UangTeman application can only be downloaded on the Play Store.
2. Determine the loan nominal and tenor
After the UangTeman application has been successfully downloaded, then you can immediately open the application, then determine the loan nominal and desired tenor, in the column provided.
3. Fill in the complete personal data
If the loan nominal and tenor have been determined, then you can fill out the complete personal data form.
Several data must be filled in, including personal information, occupation, address, family information, bank account numbers, emergency contacts, and other required documents.
4. Upload the required files
All the required data has been filled in completely, so next, you have to upload a photo ID and selfie, according to the instructions given.
5. Check the verification email
The fifth step you need to do is to check the email registered in your UangTeman account, then verify the email from Peruri. You should do this step before shooting the video.
6. Perform e-KYC via smartphone
After the verification process is complete, then you can do e-KYC videos via a smartphone.
7. Perform digital signatures
The final step, namely you just have to do a digital signature, as a form of a written agreement.
(Also Read: Understanding Peer To Peer Loans)
To make it easier, apply for a UangTeman loan at CekAja.com
Apart from using the UangTeman application, you can also apply for a UangTeman online loan via CekAja.com.
Moreover, the UangTeman application is currently only available for download on the Play Store. So, Apple users can't download and use the UangTeman application yet.
Well, one solution that you can do, is to apply for a UangTeman loan online via CekAja.com.
There, you can not only apply but also make comparisons beforehand, with several other online loans.
Therefore, if you are interested in applying for a UangTeman online loan through CekAja.com, you can immediately visit the official CekAja.com website.
After that, select the "Browse Products" menu, then "Online Loans", then select "Apply Now" in the UangTeman column.
If the page that contains the submission form is open, then you can immediately fill in some of the required data completely, and your application will be processed immediately.
Please note, applying for online loans at CekAja.com is very easy, fast and safe, because CekAja.com is registered with the Financial Services Authority (OJK).
So what are you waiting for? Come on, apply for a UangTeman online loan via CekAja.com right now!
